Tammi Granger
Operations Team Member
Mrs. Granger joined Kendrick Services in July 2022. Tammi has a strong background in banking operations, especially within the lending area. Tammi’s primary responsibilities will lie within the operational audit realm. In March 2007, Tammi joined Pioneer Bank, at that time a small de novo community bank located in downtown Dripping Springs, Texas. Tammi brought 28 years of banking experience to this young de novo bank, wearing more multiple hats, including extensive lending operational experience with 18 years of underwriting. Having been a seasoned manager and leader, she was able to step in to be instrumental in the growth of the young bank.
As Director of Credit Administration/Loan Operations, Tammi …
Was responsible for the formation of credit administration department, as well as, Loan Operations and assisted in establishing policies and procedures for both departments.
Worked closely with Compliance, responsible to see that loans were properly coded to meet CRA requirements, as well as, very involved with BSA loan compliance ensuring regulatory guidelines were met.
Developed expert knowledge of nearly all types of loans, commercial, construction, mortgage portfolio, secondary market loans, as well as, consumer lending.
Prior to Pioneer Bank, Tammi worked for State Bank, headquartered in La Grange, Texas, with twenty-two full-service banking centers located in central and south-central Texas. State Bank is a $1.1 billion financial institution. Tammi served as Senior Vice President and Operations Manager with responsibility for growing a loan production office. Wearing many hats, she wrote operating policies and procedures; was given underwriting authority for FNMA products and correspondent lenders; gained an in-depth knowledge of all aspects of origination and processing requirements for conventional loans, FHA loans, VA loans, Freddie Mac, and Fannie Mae loans; managed processing, underwriting, closing, funding, and shipping departments; and reorganized the operational flow and distribution of work to maximize efficiency and cost savings for the bank.
Together with her 15 years at Pioneer Bank and 7 years at State Bank, Tammi has over 30 years of banking experience. Tammi and her husband currently live in Austin, Tx.
