ARTICLES
Periodically, Bryan Kendrick writes articles of interest to the financial institutions industry for the Bankers Digest (BD) publication. Listed below is a quick summary of each article. If one or more capture your interest… read on:
“The Final Audit” – published 8/14 – According to Bankers Digest, readers’ interest and feedback for this article superseded “The Sovereign Workplace” published in April 2007 and is now ranked as the #1 article ever published by BD in terms of reader response. Why such response? You need to read it for yourself to find out. A must read!
“Passing the Final Audit” – one of three articles submitted but not published by BD. This article strongly suggest how one prepares to pass “The Final Audit”. BD felt the article might be too controversial.
“Time to Jump” – published 9/13 – Mr. Kendrick discusses the fear and emotions of walking through your bank being purchased by another bank – a real crossroads for many bankers. This article offers some ideas for bankers as they are forced to walk through this difficult time.
“Face the Music” – published 3/13 – Throughout this article, Mr. Kendrick discusses a true story $6 million fraud in a small community bank and the most likely source to detect such frauds.
“Banking Fraud: Did You Know …” – published 2/13 – Mr. Kendrick reviews some of the major findings of a 2012 Fraud Study and suggest bankers need a wake-up call to the vulnerabilities of fraud in the financial industry.
“Enough is Enough” – published 10/12 – written and published just prior to the 2012 Presidential election and a pretty heavy critique of regulatory pressures and the effect they have had and will have on community banks unless something is done.
“The Last Straw” – one of three articles submitted but not published by BD. This article was submitted in 2012 immediately after five large banks agreed to a $25 billion settlement to the federal government for abusive mortgage lending practices. BD felt the article might be too controversial.
“The New Kid in Town” – published 10/11 – a play off of an old Andy Griffith episode where Opie has to confront the town bully. Read how Mr. Kendrick ties that bully into someone we all know too well.
“Retire or Rehire Your Outsourcer” – published 2/11 – Mr. Kendrick discusses in this article some practical reasons for either keeping or getting rid of your current outsource provider.
“An Ounce of Prevention Worth a Pound of Cure” – published 8/10 – Mr. Kendrick discusses the need for perception in the eyes of bank personnel to defer fraud.
“Springtime: Well-managed community banks should take a bow” – published 5/10 – after suffering some pretty severe weather torments through drought, rain and snow, Mr. Kendrick discusses the parallels of such events to similar events in the financial institutions industry.
“I Double Dog Dare Ya!” – published 5/10 – challenges bankers to test their controls in a live setting. This article is not for the faint of heart.
“Whistle While You Work” – published 1/10 – suggestions on communicating and establishing an effective whistle blowing policy in your company.
“Audit Committee” – published 6/09 – this article pivots on the AUDIT acronym and explores some best practices for an Audit Committee.
“Face off in the Valley” – one of three articles submitted but not published by BD. This article was submitted in 2009 among the collapse of many small and large institutions. BD felt the article might be too controversial.
“Night Drop Nightmare” – published 3/09 – can night depository activity really create all that much risk to your bank? If you answer no, better read this article.
“The Lighter Side: Watch Out for These Red Flags” – published 7/08 – a very funny article leveraging on what we all have experienced with regulators.
“Look for an Opportunity to Give it All Away: Mom’s Purse” – published 4/08 – Mr. Kendrick shares a personal experience with his mother and draws a parallel to customer service.
“It’s Hunting Season” – published 11/07 – an interesting look at what makes a really good auditor seen through the eyes of a hunter and his faithful companion, the hunting dog.
“Enterprise Risk Management” – published 7/07 – discusses the components of an effective enterprise risk management systems as defined by COSO.
‘The Sovereign Workplace” – published 4/07 – according to BD, one of the most well received articles they had ever published. Another periodical asked BD if they would allow them to publish as well. A must read!
“Letters to Bryan Kendrick in Response to his April 16, 2007, article The Sovereign Workplace” – published 6/07 – recaps some responses from readers of this popular article.
“The Twelve Days of Banking” – published 12/06 – a really fun article and brain teaser. Be sure you read this article before reading the answers published on 12/18/06.
“The Twelve Days of Banking: Mystery Solved” – published 12/06 – a follow-up and answers to the previously published brain teaser.
“Directors’ Exam: Old Dog with New Tricks – published 8/06 – Mr. Kendrick discusses the use of the age old directors’ exam by one of his clients.
“Musical Tale with a Classic Message” – published 3/06 – a comical article built around the old classic Old McDonald had a Farm … E..I..E..I..O.
“Trick or Treat” – published 10/05 – a play on the Halloween season and how accruing loans on a 360 day basis can proved to be a sweet treat.
“Fraud Training” – published 5/05 – discusses the importance of training and talking about fraud with all bank personnel.
“How Independent Is Your Independent Auditor?” – published 4/02 – Mr. Kendrick discusses the fallacy in allowing your external auditor to provide internal audit services.
“Internal Audit Function and its Outsourcing” – published 4/98 – summarizes important provisions by federal agencies on outsourcing their internal audit function.
“Can Outsourcing the Internal Audit Function Work for Your Bank?” – published 7/97 – discusses how outsourcing the internal audit function can benefit your bank.